Group Products

HMO Reinsurance/Provider Excess/Medical Excess
RBS Re, a wholly owned subsidiary of HM Life Insurance Company, provides reinsurance and stop loss solutions to Health Maintenance Organizations (HMOs), capitated providers, and insurance companies for their fully insured and self-funded membership.

RBS Re offers Managed Care Reinsurance, Employer Stop Loss, Medical Excess Reinsurance and Provider Excess Reinsurance and other value added services.

As an HM Insurance Group Company, RBS Re's reinsurance and stop loss products are backed by the financial strength and stability of companies owned by the HM Insurance Group.