Group Products

HM Enrollment Advantage

Depending on the group’s unique needs, we offer a range of enrollment options. HM’s full-service solution, HM Enrollment Advantage, is deployed with a Worksite enrollment coordinator and account manager who plan and implement the entire enrollment process; or we can involve a preferred enrollment firm to support a client too large for the broker to service alone; or the broker can manage all aspects of promotion, communication and enrollment.

The HM Enrollment Advantage Offers the Following Benefits:

• Peace of mind when managing the account/enrollment process
• Ease of use for plan administrator and employees
• Seamless integration for payroll deduction
• Individualized Web-based tools to communicate benefits to employees
• The chance to eliminate costs and errors associated with paper-based enrollment
• A call center to answer questions during enrollment
• Confidence that contract enrollers are carefully screened and trained by HM
• The support needed to effectively service larger or more geographically dispersed groups

HM offers not only options—we also offer rewards. We want to work with brokers whose groups meet our criteria for quality case status. In turn, we’ll deploy the full resources and flexibility of HM Enrollment Advantage to support the broker’s relationship with the group. For example, we may waive the participation requirements for guaranteed issue to help close the deal. Contact an HM Worksite sales specialist for details on other ways that groups might benefit from quality case status.

We Provide the Following at No Direct Cost to You:

• A dedicated internal HM Enrollment Advantage Team will help employees understand how our products can provide cash when a covered accident or illness strikes
• HM’s licensed enrollment team or carefully selected outside enrollment counselors will advise employees with no hard-sell tactics
• Customized communication plans and materials along all of the touch points, from pre-sale to post-enrollment
• Web-based, paper and call center enrollment options
• Face-to-face individual and group meetings delivered in a professional manner
• Prompt post-enrollment fulfillment

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