About Us
Through its insurance companies, HM Insurance Group holds licenses in 50 states and the District of Columbia. HM has offices across the country that work with a network of producers who market to employers. Through strong working relationships with other business partners, HM works to ensure that the best possible products and services may be offered to employers and employees.
The HM product portfolio providing these solutions includes:
- Specific only
- Specific and Aggregate
HMO Reinsurance, Provider Excess, Medical Excess of Coverage
- Limited Benefit Medical Plan
- Accident
- Critical Illness
- Disability Income
- Term Life
- COBRA Administration
- Employee/Retiree Administration
Coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HL601, HM905, GP902, HL904, HM308 or similar. In New York, coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HL601, HL902, HL904, HM905, HM308 or similar. Based on the plan(s) selected, certain other insured benefits, administrative and/or customer support services may be provided by other carriers or service providers. Certain exclusions and limitations may apply. The coverage or service requested may not be available in all states and is subject to all applicable state and federal laws.
