About Us

It’s HM Insurance Group’s (HM) policy to protect. This has been our mission for almost three decades. As times have changed, so have we, continually working to accommodate the needs of the market, and, ultimately, our clients.

HM has a strong foundation in effective operations and relationship-based sales, both of which enable HM to provide clients with the right products, advice and attitudes to meet the ever-changing market.

The company began as a TPA in 1980, assisting customers with alternative funding options for their benefits. Not long after, Stop Loss sales began, assisting companies in managing the excess risk associated with their health coverage. Business then expanded to all 50 states in the early 1990s through acquisitions. As the company grew and evolved, our ancillary benefits options expanded to better address the growing needs of clients. 

In the early 2000s, we began our transition to become a provider of health risk solutions by expanding Stop Loss sales and introducing worksite products. Most recently, HM launched sales of a Limited Benefit Medical Portfolio.

Throughout our history, HM has focused on building strong and consultative relationships with the organization’s producers and business partners. Flexibility is an integral part of our business model. Experience and expert knowledge have led to innovations that continue to move the company to where the market is going to be, keeping a step ahead so that our clients can be protected as market changes influence their health benefit risks.